Large enough to serve you,
small enough to KNOW you.

Member Rates

Rates valid as of 2016

Share Rates

Account Type Minimum Balance APR/Y Statement Cycle
Regular Shares (Savings) $50.00
$10,000.00
0.25%
0.50%
Quarterly
Share Draft (Checking) $300.00
$10,000.00
0.05%
0.25%
Monthly
Gold Checking* $2,000.00-$10,000.00
$10,000.01
2.75%
0.05%
Monthly
Christmas Club $10.00 0.25% Quarterly
Vacation Club $10.00 0.25% Quarterly
Kids Club None 0.25% Quarterly
*Gold Checking is offered for members age 55 and over. Dividends are earned when the following criteria are met each statement cycle:
  • Maintain minimum balance of $2,000
  • Have at least one direct deposit
  • Have at least 6 debits per month (branch cash withdrawals do not qualify)



Certificate Rates

Term Min. $1,000 Min. $30,000 Min. $50,000
6 Months 0.60% APR/Y - -
12 Months 0.75% APR/Y 0.85% APR/Y -
18 Months 0.85% APR/Y - 1.00% APR/Y
36 Months 1.15% APR/Y - 1.35% APR/Y



IRA Rates
Traditional, Roth, or Coverdell

Rate Description Shares 6 Months 12 Months
IRA Shares 0.60% APR/APY
Dividends Paid Quarterly
- -
IRA Certificate - 0.65% APR/APY 0.80% APR/APY
IRA Certificate ≥ $30,000 - 0.65% APR/APY 0.90% APR/APY
Jumbo Certificate ≥ $50,000 - - 1.00% APR/APY
Shares and Certificates are available with Traditional, Roth, or Coverdell and are designated as such when the account is opened.


Call the credit union at (888) 419-7723 for the latest rates information. Contact the credit union to find out if there are any fees on these accounts that could reduce your earnings.


Consumer Loan Rates*

Loan Special
Special New-Auto rate of 2.95% for a limited time only!*
Contact SecurTrust for details.
Rate Description Term Payment APR APR Type
Auto Loans
Auto - New & 1 Year Old 24 Months Monthly As low as 2.50% Fixed
36 Months Monthly As low as 2.75% Fixed
48 Months Monthly As low as 2.95% Fixed
60 Months Monthly As low as 2.95% Fixed
72 Months Monthly As low as 3.95% Fixed
Used Auto - Used 2-3 Years Up to 60 Months Monthly As low as 3.50% Fixed
Auto - Used 4-6 Years Up to 54 Months Monthly As low as 4.50% Fixed
Auto - Used > 6 Years Up to 42 Months Monthly As low as 5.50% Fixed
Motorcycles/Boats/ Tractors/Trailers/Campers Up to 66 Months Monthly As low as 5.50% Fixed
Secured/Personal/Signature Loans
Share Secured Up to 2 Years Monthly 5.50% Fixed
CD Secured CD Term Monthly CD Rate + 3.00% Fixed
Personal / Signature Up to 36 Months Monthly 8.95% - 17.95% Fixed
Mortgage Loan Rates*
First Mortgage 5 Year ARM Monthly CALL FOR RATE Variable
Unimproved Property 5 Year ARM Monthly CALL FOR RATE Variable
*Loan rates based on credit score(s) and must meet normal loan qualifications.


Call the credit union at (888) 419-7723 for the latest rates information. Contact the credit union to find out if there are any fees on these accounts that could affect your payments.

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