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SecurTrust FCU

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small enough to KNOW you.

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Member Rates

Rates valid as of 2020

Share Rates

Account Type Minimum Balance APR/Y Statement Cycle
Regular Shares (Savings) $50.00
$10,000.00
0.25%
0.50%
Quarterly
Share Draft (Checking) $300.00 0.05% Monthly
Gold Checking* $2,000.00-$15,000.00
$15,000.01
0.75% / 0.75%
0.05%
Monthly
Christmas Club $10.00 0.25% Quarterly
Vacation Club $10.00 0.25% Quarterly
Kids Club None 0.50% Quarterly
*Gold Checking is offered for members age 55 and over. Dividends are earned when the following criteria are met each statement cycle:
  • Maintain minimum balance of $2,000
  • Have at least one direct deposit
  • Have at least 6 debits per month (branch cash withdrawals do not qualify)



Certificate Rates

We have great rates on both short and long-term CDs. Please give us a call at (662) 890-8760 for our most current rates.



IRA Rates
Traditional, Roth, or Coverdell

We have great rates. Please give us a call at (662) 890-8760 for our most current rates.
*Shares and Certificates are available with Traditional, Roth, or Coverdell and are designated as such when the account is opened.


Consumer Loan Rates*

Rate Description Term Payment APR APR Type
Auto Loans*
Auto - New & 1 Year Old Up to 36 Months Monthly As low as 2.99%* Fixed
37 - 60 Months Monthly As low as 3.59%* Fixed
61 - 72 Months Monthly As low as 3.99%* Fixed
Auto - Used 2-3 Years Up to 60 Months Monthly As low as 4.99%* Fixed
Auto - Used 4-6 Years Up to 54 Months Monthly As low as 5.99%* Fixed
Auto - Used > 6 Years Up to 42 Months Monthly As low as 7.99%* Fixed
New - Motorcycles/Boats/ Tractors/Trailers/Campers Up to 66 Months Monthly As low as 5.50%* Fixed
Used - Motorcycles/Boats/ Tractors/Trailers/Campers Up to 66 Months Monthly As low as 6.50%* Fixed
Secured/Personal/Signature Loans*
Share Secured Up to 2 Years Monthly 5.50%* Fixed
CD Secured CD Term Monthly CD Rate + 3.00%* Fixed
Personal / Signature Up to 36 Months Monthly 8.95% - 17.95%* Fixed
Mortgage Loan Rates*
First Mortgage 5 Year ARM Monthly CALL FOR RATE Variable
Unimproved Property 5 Year ARM Monthly CALL FOR RATE Variable
HELOC 7 Year Draw / 10 Year Payback Monthly Prime Variable
*Loan rates based on credit score(s) and must meet normal loan qualifications.


Call the credit union at (888) 419-7723 for the latest rates information. Contact the credit union to find out if there are any fees on these accounts that could affect your payments.


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Southaven
3870 Goodman Rd., East
Southaven, MS 38672

662-890-8760
888-419-7723
Fax: 662-890-8764

Report a lost or stolen Credit Card, or check balance:
1-800-322-8472.
Report a lost or stolen Debit Card, call:
1-833-337-6075
Activate a new debit card, call:
1-800-992-3808

Routing #: 284084266
EHL
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.


NCUA
Federally insured to at least $250,000 by the National Credit Union Administration.