Large enough to serve you,
small enough to KNOW you.

Member Rates

Rates valid as of 2017

Share Rates

Account Type Minimum Balance APR/Y Statement Cycle
Regular Shares (Savings) $50.00
$10,000.00
0.25%
0.50%
Quarterly
Share Draft (Checking) $300.00
$10,000.00
0.05%
0.25%
Monthly
Gold Checking* $2,000.00-$10,000.00
$10,000.01
2.75% / 2.78%
0.05%
Monthly
Christmas Club $10.00 0.25% Quarterly
Vacation Club $10.00 0.25% Quarterly
Kids Club None 0.25% Quarterly
*Gold Checking is offered for members age 55 and over. Dividends are earned when the following criteria are met each statement cycle:
  • Maintain minimum balance of $2,000
  • Have at least one direct deposit
  • Have at least 6 debits per month (branch cash withdrawals do not qualify)



Certificate Rates

New CD Rate
We are happy to offer this great new CD rate, available for a limited time only.
Our new CD offer pays 1.75% over 24 months, with a minimum balance of $25,000 and a max of $50,000.*


Contact us today for more information about this and our other investing options, and start working towards a more secure retirement. Open an IRA or Share Certificate account, contribute regularly, and watch your money grow! All SecurTrust deposit and IRA accounts are federally insured up to $250,000 by the NCUA. Call us at (662)890-8760 for more info.

*New money only. This rate is available for new and current members. Other restrictions may apply.

Term Min. $1,000 Min. $30,000 Min. $50,000
6 Months 0.60% APR/Y - -
12 Months 0.75% APR/Y 0.85% APR/Y -
18 Months 0.85% APR/Y - 1.00% APR/Y
24 Months* - 1.75% APR / 1.76% APY -
36 Months - 1.15% APR / 1.16% APY 1.35% APR / 1.36% APY
*24-Month: New money only. Maximum balance of $50,000.



IRA Rates
Traditional, Roth, or Coverdell

Rate Description Shares 6 Months 12 Months
IRA Shares 0.60% APR/APY
Dividends Paid Quarterly
- -
IRA Certificate - 0.65% APR/APY 0.80% APR/APY
IRA Certificate ≥ $30,000 - 0.65% APR/APY 0.90% APR/APY
Jumbo Certificate ≥ $50,000 - - 1.00% APR/APY
Shares and Certificates are available with Traditional, Roth, or Coverdell and are designated as such when the account is opened.


Consumer Loan Rates*

Rate Description Term Payment APR APR Type
Auto Loans*
Auto - New & 1 Year Old Up to 36 Months Monthly As low as 2.49%* Fixed
37 - 60 Months Monthly As low as 2.49%* Fixed
61 - 72 Months Monthly As low as 3.99%* Fixed
Auto - Used 2-3 Years Up to 60 Months Monthly As low as 3.99%* Fixed
Auto - Used 4-6 Years Up to 54 Months Monthly As low as 4.99%* Fixed
Auto - Used > 6 Years Up to 42 Months Monthly As low as 6.99%* Fixed
Motorcycles/Boats/ Tractors/Trailers/Campers Up to 66 Months Monthly As low as 6.50%* Fixed
Secured/Personal/Signature Loans*
Share Secured Up to 2 Years Monthly 5.50%* Fixed
CD Secured CD Term Monthly CD Rate + 3.00%* Fixed
Personal / Signature Up to 36 Months Monthly 8.95% - 17.95%* Fixed
Mortgage Loan Rates*
First Mortgage 5 Year ARM Monthly CALL FOR RATE Variable
Unimproved Property 5 Year ARM Monthly CALL FOR RATE Variable
*Loan rates based on credit score(s) and must meet normal loan qualifications.


Call the credit union at (888) 419-7723 for the latest rates information. Contact the credit union to find out if there are any fees on these accounts that could affect your payments.

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